In February 2002, TECO established an independent company GDTECO, the world’s leading smart card manufacturer.   The smart card plant is built and operated with the highest security standards of such of bank note printing plants.  The plant is VISA and MasterCard certified for card manufacture, chip embedding, chip personalization, and lettershop.  GDTECO also provides the entire process from chip module testing, initialization, applet loading, personalization, and carrier printing.